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Goaly never touches the money you stake. Here’s the whole idea:
1

You stake

You bet USDT or USDC on an outcome.
2

Your stake earns interest

While the match is on, your stake is lent out in a Morpho vault and earns interest.
3

Everyone gets their stake back

When the match ends, every player reclaims their full stake.
4

The interest becomes the prize

The interest earned by the whole pool is the prize. Winners split it — and backing an underdog wins a bigger share.
That’s it. Your bet earns the prize, so you can only ever win or break even.
“No-loss” protects you from a wrong prediction. It can’t remove the usual risks of using on-chain apps (smart contracts, DeFi).